Home > Learning Center > Fire insurance
Fire insurance
Fire insurance is part of property insurance and is often referred to in the industry as a named peril. Because it is named specifically in the policy, in the event of a fire, your loss will be covered by the property insurance.
Fire insurance is important to have because if you own a home, it is too risky to not have the home insured against loss caused by fire. Your home might never catch fire, but in 2005, four out of five U.S. fire deaths occurred in homes.
In 2006, fire departments responded to 412,500 home fires in the United States, which claimed the lives of 2,580 people (not including firefighters) and injured another 12,925, not including firefighters. Those statistics are from the Center for Disease Control and Prevention. Fire insurance is just too important to gamble with your property.
Fire extinguishers | Alarms | Learning Center | Site Map | Links | Contact | Home
©